OUR STORY

Aperio. "Latin - to uncover or make clear."

We reveal hidden potential and bring clarity to complex financial decisions, so business owners can lead with absolute control.

The Mission

Strategic financial leadership for Alberta business owners.

Most growing businesses are caught in a gap: a bookkeeper recording the past, an accountant filing for the year, and nobody in between helping you run the company today.

"The advice that makes a real difference isn't complicated. It's consistent, clear, and connected to how your business actually breathes."

I founded Aperio to bridge that gap for the Alberta business owner navigating the complexity of the $1M to $20M revenue threshold. My experience isn't just about high-level strategy; it's a 20-year deep dive into how money actually moves through a business. I've managed the books for major energy companies and advised clients from inside a major bank. This means Aperio sees the things others miss — giving you the kind of financial oversight usually reserved for the biggest players, but built specifically for a business owner.

Craig Rowan, Fractional CFO for Alberta Businesses
Craig Rowan
Founder, Aperio Advisory
CPA, CMA FMVA FPAP
20+ Years
Alberta-Led Expertise I bring the same high-level financial oversight I provided to Calgary’s energy leaders directly to your business.
Bank Ready
Funding & Growth I translate your financials into the specific story banks need to see to say 'yes' to your next move.
$1.3M
Cash Recovered Real cash flow found within internal operations — maximizing available cash without new debt.
The Complete Perspective

Three viewpoints. One result — Certainty.

The Corporate Side

20+ years managing cash flow for Calgary's energy leaders. I use the same techniques the big players use to find 'hidden' liquidity and keep your operations lean.

The Bank Side

I've seen the 'lender's lens' from inside a major bank. I translate your financials into the specific credit story banks need to see to say 'yes'.

The Direct Side

You get a partner, not a firm. Direct access to senior-level expertise with a focus on uncovering the hidden potential in your numbers.

The Impact

What changes when we start?

Total Visibility

You stop guessing. You get a clear map of your cash flow and a system that tells you where you stand in real-time.

Informed Decisions

Decision-making becomes data-backed. Whether hiring or expanding, you'll know if the move makes financial sense.

Absolute Certainty

The quiet anxiety about "the numbers" goes away. Not because things are perfect, but because you're finally prepared.

Ready to work with someone who gets it?

A 30-minute talk is all it takes. No pitch — just straight talk about your business and your goals.