OUR STORY

Aperio. "Latin - to uncover or make clear."

We reveal hidden potential and bring clarity to complex financial decisions, so business owners can lead with absolute control.

The Mission

Strategic financial leadership for Alberta business owners.

Most growing businesses are caught in a gap: a bookkeeper keeping the records current, a tax professional handling annual filings, nobody in between helping management use the numbers to run the company today.

"The advice that makes a real difference isn't complicated. It's consistent, clear, and connected to how your business actually breathes."

I founded Aperio to bridge that gap for the Alberta business owner navigating the complexity of the $1M to $20M revenue threshold. My experience isn't just about high-level strategy; it's a 20-year deep dive into how money actually moves through a business. I've managed treasury operations for major energy companies and advised clients from inside a major bank. That experience gives Aperio a practical view of how cash, financing, and financial decisions actually work inside complex businesses — bringing that perspective to growing companies without the overhead of a large finance team.

Craig Rowan, Fractional CFO for Alberta Businesses
Craig Rowan
Founder, Aperio Advisory
CPA, CMA FMVA FPAP
20+ Years
Alberta-Led Expertise I bring more than 20 years of financial experience across Alberta businesses, including major energy companies, directly to your business.
Bank Ready
Funding & Growth I help turn your financial information into clear insight that helps you approach lenders with confidence.
$1.3M
Opportunities Identified Cash-flow opportunities identified within client operations — improving available liquidity without relying on additional debt.
The Complete Perspective

Three viewpoints. One result — Certainty.

The Corporate Side

20+ years managing cash flow for Calgary's energy leaders. I use the same techniques the big players use to find 'hidden' liquidity and keep your operations lean.

The Bank Side

I've seen the lender's lens from inside a major bank. I help management translate its financial information into the credit story lenders need to understand when evaluating a financing request.

The Direct Side

You get a partner, not a firm. Direct access to senior-level expertise with a focus on uncovering the hidden potential in your numbers.

The Impact

What changes when we start?

Total Visibility

You stop guessing. You get a clear view of your cash flow and a practical system for understanding where you stand and what's coming next.

Informed Decisions

Decision-making becomes data-backed. Whether hiring or expanding, you'll know if the move makes financial sense.

Greater Confidence

The uncertainty around "the numbers" starts to fade — because you're better prepared for what's ahead.

Ready to work with someone who gets it?

A 30-minute talk is all it takes. No pitch — just straight talk about your business and your goals.